Healthy Beginnings


money300Written By June Milligan, M.Ed., CCHt|

Most of us are not consciously aware of the money tapes playing in our heads. So we live our lives in a lot of pain caused by those hidden beliefs about money that don’t serve us. In fact, over 70 percent of Americans report that money is their number one stressor.

To determine what those beliefs are, write down as many thoughts as you can about such subjects as the rich, the poor, money in marriage, work, happiness, borrowing, saving, love, budgets–plus about five more on any subject having to do with money. Then circle the beliefs about money that are driving your opinions and actions right now. If you have a partner, ask him or her to do the same. Then compare the lists. You may find that the two of you have very different programming around money.

Now look at each thought or statement and try to remember where that came from. Whose voice was that? Determine if it’s really true or was it just their programming? When we become aware of our conditioning, we can change it if it isn’t serving us. The opinions and beliefs of our current friends also have an influence on us. Statistics show that we will not create more income than the average of our five closest friends. So, what can we do right now to ease our money worries and become more enthused about our future?

1. Brainstorm with someone who understands your situation, someone you admire and may have some creative ideas. Look at it from their perspective. Also, does every adult in your family or household carry their weight? Do they contribute productively in some way to the family dynamic? If you’re in business, look at what you’re offering from the view of the customer or client. What else could you provide that satisfies a need?

2. If you were going to give advice to a person in a similar situation, what would it be? Stepping outside the situation or stepping outside yourself, enables you to see things more dispassionately, without being as invested in the outcome. See the situation from the eyes of an invisible compassionate observer who has the insight to see the problems and the courage to tell you about them. Then, take that advice to heart because if you keep doing what you’re doing, you’ll keep getting what you’re getting.

3. Don’t over-saturate yourself with bad news about the economy or politics. Taking in disturbing news day after day can lead to a growing sense of pessimism. Turn off the “talking heads” on TV. When you turn it on a month later, they’ll be saying the same things. Have any of them ever given you an idea or a solution to your challenges? Nope. They’re paid millions to further the argument industry, to keep you in front of the channels that support your political philosophy. In other words, you’re watching the talking heads and the sponsoring corporations make big bucks, while being subjected to the hypnotic commercials and feeling powerless. Focusing on the negative creates massive stress. Doctors now realize that 95 percent of all ailments are caused by anxiety and stress. Our bodies cannot withstand the constant chemical barrage of stress hormones without beginning to break down. Noticed any new aches and pains recently? Your body is trying to tell you something.

4. Don’t punish yourself with blame or shame. Having financial difficulties isn’t failure. Sometimes the circumstances are beyond your control. Freeing yourself from these disapproving feelings enhances your perception and intuition, allowing you to think more clearly. Despite a fear that things may always be this way, your current condition is not permanent and you are not a victim. Change is constant; and that includes your finances.

5. Shift your focus. Stop and remember that the basic conveniences you may take for granted are not available to 90 percent of the world. It may sound trite, but when we stop to think about those who are much less fortunate, it puts our financial situations into a larger perspective. Also, it helps to remember all the things you’re grateful for. It’s hard to feel anxious or scared while focusing on feelings of gratitude. Think about someone you appreciate and then take a moment to feel that in your heart. If you choose, tell him or her. You’ll be surprised by the new energy you bring back to solving money challenges by cultivating gratitude and expressing appreciation.

6. Learn some techniques to relieve stress immediately–something you can do at any time, any place. There are some brilliant grounding processes available now which will put you back into a state of centeredness and clarity. Don‘t let worry or stress about finances drag you down. Choose to take back your power now!


1. Klontz, Ted; Kahler, Rick and Klontz, Brad. The Financial Wisdom of Ebenezer Scrooge. Health Communications, Inc. 2008.
2. Loyd, Alexander; Johnson, Ben. The Healing Code. Hachette Book Group. New York 2010.
3. Klontz, Ted; Kahler, Rick and Klontz, Brad. Wired For Wealth. Health Communications, Inc. 2008.


For more info, contact June Milligan, specializing in hypnosis, acupressure, trauma therapy and helping people let go of dysfunctional thinking, at (775) 786-9111, or visit online at